Winter Prep Essentials for a Safe and Warm Home

As the crisp air of autumn fades into winter's chill, many homeowners find themselves concerned about keeping their homes safe and warm. With a few proactive steps, you can ease those worries and potentially prevent stressful and costly insurance claims down the road. Here’s how.

Insulate Exposed Pipes

Prevent freezing and bursting by insulating exposed pipes, especially those in basements or exterior walls. Use foam pipe covers and secure them with tape. This simple act can save a lot of trouble during the cold months.

Seal Gaps Around Windows and Doors

Don't underestimate the power of sealing gaps. This classic method retains heat and reduces energy bills. Use weatherstripping or caulk to seal drafts and keep the cold air out.

Schedule a Heating System Checkup

Ensure your heating system is in top condition by scheduling an annual inspection. This can help avoid surprise breakdowns during the coldest snaps of winter. A professional servicing could also improve efficiency.

Clean Out Gutters

Before heavy snow arrives, clean out leaves and debris from gutters to prevent ice dams and water backup. Ensuring proper drainage protects your roof and prevents potential damage.

Update Smart Thermostat Settings

Make use of a smart thermostat’s features by updating it for winter. New models adjust automatically to reduce energy waste—set it between 68°F and 70°F while at home.

Boost Indoor Air Quality

Use HEPA filters for viruses and particles, or MERV 13+ for dust and allergens, in either HVAC systems or portable units. Cleaner air enhances comfort during indoor winter months.

Document Your Home Digitally

Create a smartphone video walkthrough of your home and valuables. This documentation is invaluable when streamlining potential insurance claims, providing peace of mind that you are prepared.

Clear and Check Solar Panels

Regularly clear snow from solar panels and activate winter modes to maintain their efficiency. Keep them clean to ensure they function optimally despite wintry conditions.

Even implementing just a few of these steps can make a significant difference in protecting your home during winter. Stay proactive; it’s never too late to get started. Take a moment to review your homeowners insurance policy with us, especially if you’re unsure what’s covered during winter weather events.